When your existing roof is already failing because of old age or extreme weather damage, the better and longer lasting solution is replacement. But money can be tight, especially in these difficult times, so you’ll want a simple and convenient way to finance your project. This way, you won’t have to put off a much-needed investment like your roof replacement. StormROOF Systems, the expert in storm damage repair in the area, lists some of these options.
1. Cash. This is probably the easiest and most cost-effective way to finance your roof upgrade. Because cold hard cash isn’t a loan, you’re not required to pay interest or have a good enough credit to gain approval. If you don’t have any other plans for the cash, then this option might work best for you. One downside, however, is that you’ll need to have the funds saved up and readily available.
2. Personal Loan. Another way to finance your project is with a personal loan. While some lenders have restrictions in place, you can generally use a personal loan for just about any expense, including roof repair and replacement. Just note that some lenders have increased charges for those with bad credit. And because different personal loans have varying fees, rates and requirements, you’ll want to read them over carefully so you can pick the one that best suits your needs.
3. Credit Card. Using a credit card allows you to conveniently borrow money while paying minimal fees. What’s more, by being qualified for a credit card offering 0% APR promotion, you can finance your roof upgrade interest-free. But here’s what to consider–you should have good to excellent credit to get approval, and there’s a chance that your credit limit on the new card is sufficient to cover the roof replacement.
4. Financing Programs. If the options mentioned above don’t seem to work for you, just turn to a trusted roof inspection and replacement contractor like StormROOF Systems. We have partnered with Hearth so we can offer flexible financing options that are tailored to your needs. The process is quick and simple, taking about 2 minutes, and will not affect your credit score.
When it comes to worry-free financing for your roof upgrade, look no further than StormROOF Systems, who will be more than happy to help you explore the options available to you. We proudly serve Decatur, Roswell and Marietta, GA, plus the nearby areas. Call us today at (470) 387-9997 or fill out this contact form to schedule your roof evaluation.