A professional roofing contractor is likely to carry manufacturers’ warranties to cover the products they are licensed and certified to install. They may also have workmanship warranties. All of these warranties vary per manufacturer and per contractor. Some contractors have certain certifications that allow them to offer better warranties, as well.
If you’re a building owner or manager, you want your commercial roofing system to be covered by a good warranty. Don’t just sign a contract without learning more about the kind of warranty that comes with the roof. Here are the things you should consider:
Material Only vs. Material and Labor
Some warranties cost less than others, particularly those that cover only the materials the contractor used. These are good warranties if you’re fine with having no coverage for your contractor’s work. The better warranties cover both the materials and the workmanship or labor. If you have no coverage for the labor and your roof sustains some damage, your contractor or the material manufacturer will probably only send a patch kit or replacement material. A more comprehensive policy will have the contractor coming back to do the repair.
No Dollar Limit vs. Original Cost vs. Prorated
When you sign up for a “no dollar limit” warranty, the manufacturer will spend whatever it costs on repairs in case your roof sustains damage. With an “original cost” warranty, they will cover only up to the total cost of the original roof purchase. Prorated warranties diminish in value over the service life of the roof. A “no dollar limit” warranty is your best option.
Insurance Claim vs. Warranty
If your roof leaks, your warranty will cover the repairs. But if the leak causes more damage to your building, such as water damage, mold, stains, rot, etc., that’s something for your roofing insurance claims. Talk to a company like StormROOF Systems, LLC, to find out more about the in’s and out’s of insurance claims.
Manufacturer’s Warranty vs. Contractor’s Warranty
Manufacturers stake their reputation on the quality of their products. And they are more likely to have the financial capacity to cover your warranty claims. Even if your contractor goes out of business, your manufacturer will still cover your repairs (check for this on the warranty before signing the contract). Don’t depend on your contractor for warranties on the materials.
Make sure to take good care of your roofing system by scheduling regular professional inspections and maintenance. Warranties can be voided if negligence is proven.
Need more information? Contact StormROOF Systems, LLC. We help customers maximize their insurance dollars by working fast while staying precise. We can also help you with the insurance claims process for disaster restoration. We have a team of adjusters, inventory specialists and accountants ready to answer your needs. Call us today at (470) 387-9997.